Stealing from myself...oh oh ohoh

By the looks of my bank account I think it might be time to delve back into my rollover IRA and withdraw a nice sum of $$$. Christmas shopping just hasn't left me really well off and I gotta have some bank to go skiing in February. To top it all off, I'll need to buy so many things for my apartment (including adult beverages) that I'll need the disposable income. The only way I rationalize this to myself is that I don't have that much money in the IRA as it is and I don't want to worry about bills. Needless to say I got iPod accessories for Christmas when I don't even have an iPod. I've got to do something about this...try and convince me out of doing it HOP. Either do this or rob a jewelry store like Jeff Reardon.